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SIP Calculator

Estimate the future value of monthly mutual-fund investments. Your numbers stay in your browser.

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For planning and estimation only.

How this calculator works

Estimate the future value of equal monthly investments using an assumed annual return and monthly compounding.

FormulaFuture value = monthly investment × ((1 + r)ⁿ − 1) ÷ r × (1 + r)

Worked example

Investing ₹10,000 monthly for 10 years at an assumed 12% annual return produces an estimated value of about ₹23.23 lakh.

Things to know

  • The estimate assumes investment at the beginning of each monthly period.
  • Market returns are variable and are never guaranteed.

Why use this tool?

  • Instant result with Indian number formatting
  • No account, upload or personal data required
  • Works on phone and desktop

Tax, investment and loan results are estimates—not professional financial or tax advice. Verify important decisions with a qualified adviser or provider.

Content reviewed 21 August 2026

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